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PAS-KYC

Individual KYC

A complete Individual KYC journey: identity verification, risk assessment, and a documented decision.

THE CHALLENGE

Documents are reviewed by hand and the decision rests on individual experience, not a uniform rule.

CURRENT OPERATING STATE

  • Paper copies scanned and uploaded
  • Manual identity verification
  • Risk rating depends on individual judgement

WHAT CHANGES

  • Verification is automated and the decision follows consistent rules
  • The file is complete before it reaches review

THE DIGITAL JOURNEY

  1. 01Application received
  2. 02Identity verification
  3. 03Screening
  4. 04Risk classification
  5. 05Documented decision

AUTOMATION

  • Document reading and data extraction
  • Automated list screening

GOVERNANCE

  • The rationale for each decision is recorded within the process
  • Incomplete files are returned for completion before review

EXCEPTIONS

  • High-risk cases escalate to a specialist

MANAGEMENT VISIBILITY

  • Onboarding time
  • Rate of returned files

HUMAN DECISIONS

  • Final decision in ambiguous cases

Let the system handle repetitive work. Let people focus on the work that requires people.

RELATED PAS CAPABILITIES

Individual Re-KYCCorporate KYCSmart Workflow

The PAS team can provide the appropriate material on request.

THE NEXT STEP

Would you like to explore this solution in more depth?

Would you like to see a complete KYC journey?