Banking & Regulated Institutions
From KYC to full banking transformation — one governance model
We understand banking operations as they actually run: KYC, periodic review, fees, payroll, and daily operations — then build one governance model around them: defined access, Maker/Checker, and a complete audit trail.
Customer Lifecycle
Individual KYC
A complete digital journey for identity verification, KYC completion, and decision documentation under institutional policy.
Individual Re-KYC & Consequence Management
An end-to-end journey from pre-due notifications and reminders through policy-governed consequences and verification, and it supports account reactivation under the institution's approved policy once the required verification is complete.
Corporate KYC
Organizes company data, ownership, beneficial ownership, documents and risk within one governed digital file.
Corporate Re-KYC
Manages periodic reviews of entities, ownership, documents and risk, with exceptions and escalation.
Governance
Fees & Tariff Governance
Matches applied fees against approved rules, detects deviations, and automatically turns them into trackable actions.
Operations & Resilience
Smart Workflow
Turns a fragmented procedure into a governed digital path, with permissions, approvals, service levels and an audit trail.
Operations Manager
Turns operational events, exceptions and SLA risk into clear tasks with ownership, accountability and escalation through closure.
Payroll Governance
Turns processing of multi-format payroll files into one unified path for validation, distribution, governance and audit.
Business Continuity & Operational Resilience
Supports the continuity of critical processes through alternate operating paths, incident management, recovery and escalation when systems or channels fail.
Transformation
Digital Bank Transformation
Redesigns banking journeys and back-office operations as one integrated digital model — not just a digital front over manual operations.
Rapid Manual-to-Digital Transformation
Transforms in-scope manual requests and processes into a complete, governed digital journey. For clearly scoped processes, PAS can target a first operational release in under 30 days, subject to requirements, data and integration readiness.
Custom AI Solutions
We embed AI inside a governed, well-defined process — instead of bolting on a generic model with no operational context.
How every solution is presented
Problem → Process → Governance → Automation → Human control → Integration → Value → Next step. Every solution in the catalogue presents this full chain, not just a marketing blurb.